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A Rider's Guide to Declaring Custom Bike Modifications

Custom Bike Declaration Guide

A clear guide to what modifications you need to declare to your insurer.

Declarations Required

Structural & Frame

  • Custom Frame / Forks / Suspension
  • Custom Handlebars
  • Custom Tank
  • Swingarm Change

Performance

  • Carburettor Change (Non-Standard)
  • Engine Tuning
  • Master Cylinder / Callipers / Discs
  • Rear Shocks / Front Forks Over £1000

Styling & Appearance

  • Carbon Fibre Parts
  • Fairings Added (Incl. Belly Pans)
  • Wheel Changes
  • Chromed Engine / Frame / Wheels
  • Murals / Special Paintwork Over £1000

Practical

  • Crash Protection (Bungs & Bars)
  • Panniers / Top Box Over £400

Accepted as Standard

You do not need to notify us of the following common modifications.

  • Air Filter Changes
  • Bar Ends
  • Braided Hoses
  • Decals / Stickers (Unless Replica)
  • Exhaust (Road Legal)
  • Grippers
  • Heated Grips
  • Huggers
  • Lights / Indicators / Mirrors
  • Panniers / Top Box Up To £400
  • Scott Oilers
  • Screen Changes
  • Seat Cowl / Single Seat Units
  • Seat Replacement / Changes
  • Sissy Bars (Long Backrest)
  • Tail Tidy
  • Tank Pads

This guide is for informational purposes. Always confirm with your specific policy provider.

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